Auto Portability's Foundational Research
Auto portability is supported by a broad base of empirical research that clearly demonstrates the problems facing American workers (job-changing, systemic friction and 401k cashout leakage) as well as the solution: moving retirement savings forward when participants change jobs.
Vanguard Research Shows Impact of 401(k) Leakage
The 2013 Vanguard study "How America Saves 2013" provided an important view into the cashout behaviors of a large portion of America's 401(k) savers and helps form the foundation of research that supports the need for retirement savings portability, and for auto portability in particular.
PRESS RELEASE - Boston Research Group Case Study Features RCH
A Boston Research Group case study validates the RCH business model, which delivers portability and consolidation, while reducing cash outs and leakage.
2013 Boston Research Group study validates program of portability
A Boston Research Group study validates that a 50% reduction in cashout leakage could be achieved by implementing a program of retirement savings portability.
Initial Results of the EBRI 401(k) Project Model Indicate $1.3 trillion benefit possible
2012 EBRI research indicates that a 50% reduction in cashout leakage could result in an incremental $1.3 trillion in retirement savings, over 10 years.
401(k) Plans in Living Color: The Ariel/Aon Hewitt Study
A study of 401(k) savings disparities across racial and ethnic groups, clearly indicating that minorities are disproportionately impacted by cashout leakage.
2011 Aon Hewitt Leakage Study
A 2011 Aon Hewitt leakage study indicates high levels of cashout leakage in America's defined contribution plans.
Fidelity: Plugging the Leaks in the DC System
Important research by Fidelity, America's largest defined contribution recordkeeper: "Plugging the leaks in the DC system: Bridging the gap to a more secure retirement" points the way to policy changes and to auto portability.
2009 GAO Study on 401(k) Leakage
The GAO releases their 2009 study on 401(k) cashout leakage, entitled: 401(K) PLANS: Policy Changes Could Reduce the Long-term Effects of Leakage on Workers' Retirement Savings.
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