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Thought Leadership
Retirement Clearinghouse (RCH) is an innovator in the retirement services industry, developing and introducing industry best practices that are moving retirement forward by delivering retirement portability for millions of job-changing Americans. RCH is proud to showcase our thought leadership, as well as other public policy makers and industry leaders whose positions are consistent with our own views and practices.
DCIIA White Paper: Encouraging Roll-Ins is a Key DC Plan Success Factor
In their May 2015 white paper, the DCIIA Plan Administrative Committee endorses a practice to "encourage consolidation of participants' retirement accounts" via roll-in programs.
Nevin Adams Says to Solve Leakage by Reducing Cashouts, Not Limiting Loans
NAPA Net's Nevin Adams dispels the myth that retirement savings leakage can be solved by limiting loans.
Alicia Munnell in MarketWatch: Supporting the RCH Goal of a Retirement Savings Clearinghouse
Alicia Munnell comes down squarely in favor of a clearinghouse for the nation's 401(k) system.
RCH Finds Willing Audience for Portability in Washington
View the document that makes the case for Portability: RCH's Public Policy Brief.
ERISA Advisory Council Addresses Lost & Missing; Hears from RCH CEO
RCH's CEO Spencer Williams provides insightful testimony to the ERISA Advisory Council on missing participants.
ERISA Advisory Council Mentions Auto Portability in Report
The ERISA Advisory Council notes that "auto portability and facilitation of account consolidation are thought provoking."
GAO Releases Report on Forced Transfers and Inactive Accounts; Cites Clearinghouse
The GAO releases a report on forced transfers and inactive accounts,citing the "clearinghouse" example as something that works.
Treasury Issues Revenue Ruling to Help Facilitate Roll-In to Employer-Sponsored Plans
The U.S. Department of the Treasury and the Internal Revenue Service issue Revenue Ruling 2014-9, facilitating roll-ins.
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